常见问题

必须配置 AI 才能用吗？

不需要。不配置任何 API 密钥，App 的核心功能都完整可用：手动记账、多账本、分类与细项、账户与转账、月度预算、定期账单、报销标记、统计图表、日历视图、小组件和 iCloud 同步。AI 只是让「记一笔」更快的可选入口。

AI 记账怎么配置？

进入「我的 → AI 记账」，选择一个模型服务商，点下方的官网链接去申请 API 密钥，填回来即可。支持 OpenAI、Anthropic Claude、Google Gemini、DeepSeek、通义千问、智谱 GLM、月之暗面 Kimi，以及任何 OpenAI 兼容的接口。

密钥由你自己向服务商申请，产生的调用费用也由你与该服务商结算 —— 我们不转售也不代收任何 AI 服务费用。密钥只存在你手机的钥匙串里。

为什么 AI 说图片看不了？

你选的模型不支持图片输入。换一个带视觉能力的模型（例如 GPT-5、Claude、Gemini、qwen-vl 系列），或在设置里手动打开「允许图片附件」。DeepSeek 的对话模型目前不支持读图。

iCloud 同步不工作？

依次检查：系统设置里是否已登录 iCloud 账号、iCloud 云盘是否开启、本 App 的 iCloud 开关是否打开、iCloud 存储空间是否已满。也可以在「我的 → 账号管理」里查看同步状态并手动触发一次同步。同步需要几台设备都登录同一个 iCloud 账号。

换手机后数据会丢吗？

只要新手机登录同一个 iCloud 账号并开启了本 App 的同步，装好后数据会自动回来。为保险起见，换机前可以在「我的 → 账单导出」导出一份 CSV 备份。

切换语言后，我自己建的分类会被改掉吗？

不会。切换界面语言时，只有App 预置且你没有改过名的分类和账户会跟着换成对应语言。你自己新建的、以及你重命名过的，连同所有备注和流水，都不会被改写。

怎么设置「轻点背面」快速记账？

在「我的 → 自动记账」里按引导安装快捷指令，然后到 iOS 的 设置 → 辅助功能 → 触控 → 轻点背面 → 轻点三下 选中该快捷指令即可。最后一步必须在系统设置里完成，iOS 不允许 App 代为设置。

可以导出数据吗？

可以。「我的 → 账单导出」会生成 CSV 文件，可用 Excel、Numbers 或任意表格软件打开。

怎么删除全部数据？

在「我的 → 账号管理 → 数据管理」中可清空当前账本的全部流水。要彻底清除，删除 App 即可移除本机数据；云端数据可在 iOS 的设置 → 你的 Apple 账户 → iCloud → 管理账户存储中删除本 App 的数据。

关于隐私

简记没有账号系统，也没有服务器。我们不收集你的任何数据，你的账本只存在你自己的设备和你自己的 iCloud 里。完整说明见隐私政策。

Frequently asked questions

Do I need to set up AI to use the app?

No. Every core feature works without any API key: manual entry, multiple ledgers, categories and subitems, accounts and transfers, monthly budgets, scheduled entries, reimbursement tracking, charts, calendar view, the widget, and iCloud sync. AI is just an optional shortcut for logging faster.

How do I set up AI bookkeeping?

Go to Me → AI Bookkeeping, pick a provider, tap the link below it to open their console and create an API key, then paste it back. Supported providers include OpenAI, Anthropic Claude, Google Gemini, DeepSeek, Alibaba Qwen, Zhipu GLM, Moonshot Kimi, and any OpenAI-compatible endpoint.

You obtain the key from the provider yourself and pay them directly for usage — we neither resell nor collect any AI fees. The key is stored only in your device's keychain.

Why does the AI say it can't see my image?

The model you selected doesn't accept image input. Switch to a vision-capable model (GPT-5, Claude, Gemini, or a qwen-vl model), or turn on "Allow image attachments" manually in settings. DeepSeek's chat models currently cannot read images.

iCloud sync isn't working

Check in order: you're signed in to iCloud in System Settings, iCloud Drive is on, this app's iCloud toggle is on, and your iCloud storage isn't full. You can also check sync status and trigger a manual sync under Me → Account. All devices must use the same iCloud account.

Will I lose data when I get a new phone?

No — sign in to the same iCloud account with sync enabled and your data returns after installing. To be safe, export a CSV backup under Me → Export before switching.

Will switching language rewrite categories I created?

No. When you switch the interface language, only categories and accounts that are built in and that you have not renamed change to the selected language. Anything you created yourself or renamed — along with every note and transaction — is left untouched.

How do I set up Back Tap to log an entry?

Install the shortcut from Me → Automation, then go to Settings → Accessibility → Touch → Back Tap → Triple Tap in iOS and select it. That last step has to happen in System Settings — iOS does not let apps configure Back Tap.

Can I export my data?

Yes. Me → Export produces a CSV file you can open in Excel, Numbers, or any spreadsheet app.

How do I delete everything?

Clear all transactions in the current ledger under Me → Account → Data. To remove everything, delete the app for local data, and remove its cloud data under Settings → your Apple Account → iCloud → Manage Account Storage.

About privacy

Accounova has no accounts and no servers. We collect nothing, and your ledger lives only on your own device and in your own iCloud. See the full Privacy Policy.